How secure is online payment?

Online payment is allow you to make transaction or pay the bill electronically.

In this modern society, there are still many people have in doubt to proceed online payment transaction by using their credit/ debit card. One of the online payment concern from general is because of the fraud is seems to be around us.

Online payment is secure because the services encrypted all your data, also online payment services requested variable steps to verify the process and password verification.

In these case, you could compared online payment services is much safer than common offline transaction. For instance, if you make purchase by using credit card at a shop, there is possibility whereby people may grab your information in order to proceed unauthorized transaction.

How to ensure your online payment is secure?

i) Using hard to guess password

- password contained lower and upper case letters, digits, characters and so on instead of using easy to guess password like your birthday.

ii) Updated your new password once per every 3 months

iii) Log out from the e-commerce sites when each time you completed transaction from a merchants sites, or e-banking

iv) Using 3rd party secure payment system as it's does provided secure transaction and disputed resolution, such as PayPal services.

v) Do not use public wifi to make purchase, transaction, so do with public computer

- recommended only proceed transaction with security network connection or at home

vi) Keep track about every online purchases and transaction by comparing bank statement manually, reported if there is any discrpency

vii) Make online transaction via the website directly

- avoided to make payment through link in email, this is to prevent there is possibility you might misleaded by those scamming email which have been designed looks alike the original services website 

viii) Ensure your own personal information has been well protected

- avoided using your login password with your birthday, identity card number, or etc which easier to be guess by other

ix) perform virus scanning time by time to ensure your computer is on secure mode

Nowadays, e-Commerce website is playing important role for all of us day by day in order to perform online transaction, shopping, payment and etc.

Online payment security has been enhanced to ensure every user is safe while using online payment online.

Reference source:- 

https://www.myboost.com.my/
https://www.salehoo.com/blog/how-secure-online-payment

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